Deferred Payment Glossary

Loan Summary
Term Definition
Principal Balance The amount of Pioneer seed and approved DuPont Crop Protection Products purchased. The amount of purchases on which interest is calculated.
Interest Balance The amount of interest that has accrued on the loan as of published date.
Last Payment Amount The amount of the last payment received that was used to pay off the loan balance.
Last Payment Date The date of the last payment received used to pay off the loan balance.
Loan Year The year associated with a customer’s loan.
Maturity Date The date the Deferred Payment loan is due (December 1).
Credit Limit Amount of credit approved to purchase Pioneer seed and eligible DuPont Crop Protection products.
Interest Rate The rate of interest as of today's date.
Daily Accrual Amount of interest that accrues on a daily basis on the outstanding principal balance of the loan.
Loan Type The type of loan for which information is displayed.

 

Loan Transaction Activity
Term Definition
Transaction Date The interest effective date of the transaction. Example: For a Pioneer Product Purchase, this is the date that interest begins to accrue.
Description Shows the detail of the transactions on your loan.
Pioneer Product Purchase Purchase amount of Pioneer® brand seed products.
CPP Purchase Purchase amount of Crop Protection products.
Pioneer Product Return Return amount of Pioneer® brand seed products.
CPP Return Return amount of Crop Protection products.
Loan Processing Fee A $10 fee charged to all loans in the U.S.
Payment (Principal and/or Interest) Payment applied to your principal and/or interest balance.
Principal Payment Payment applied only to your principal balance.
Interest Payment Payment applied only to your interest balance.
Principal Amount The amount of purchases, returns, fees, or adjustments on your loan.
Interest Amount The amount of interest paid or adjusted on your loan.
Seller Service Purchase Purchase amount of eligible Seller Service products.

 
 
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